Discover how segregated funds provide investors with unique guarantees, privacy, and creditor protection – read the full article.
Are you interested in putting money into your Tax-Free Savings Account (TFSA)? Read this article to learn more.
Explore your investment options and read on to discover which approach fits your financial goals best.
Discover how to maximize your RRSP contributions and secure your financial future. Read our latest article.
Thinking about making a withdrawal from your RRSP? Use our RRSP Withholding Taxes calculator to find out how much tax you’ll owe, including how much your financial institution will withhold based on where you live, your taxable income, and the amount withdrawn.
With the increase in the capital gains inclusion rate, passive investment income could be higher in your corporation. Learn more.
Are you on track for retirement? Gauge yourself with our free and simple retirement calculator to see if you’re headed in the right direction. It can help you consider retirement lifestyle goals and make adjustments now to help you get where you want to go, on time.
Want to make the most of your savings in retirement with your married or common-law spouse? The trick is not knowing to save, but knowing how.
TFSA or RRSP? It depends. That said, saving for your retirement income using your RRSP will beat saving in a TFSA for the most part and for most people.
Use this calculator to see the cost of waiting to invest in an RESP.
Use this calculator to estimate the tax savings on your RRSP contribution.
Use this calculator to estimate the taxes you owe based on your taxable income.
Use this calculator to estimate the value of your earning power and then consider if this asset is adequately covered by disability insurance.
Have you ever wondered what the net impact would be on your CPP Benefits depending on when you chose to start withdrawing? Try out this simple calculator to compare the impact on your pension.
How long will your savings last when you start using it as income? Calculate it!
Segregated funds offer several benefits when it comes to estate planning, such as the death benefit guarantee which ensures a specific percentage of the value of your investment pays to your beneficiaries upon death. So very valuable at a time when nothing seems guaranteed
See how short and long-term RRSP savings can be significantly enhanced by reinvesting tax savings.
If you’re interested in maximizing the impact of your RESP contributions, read this article to discover a full-proof strategy to defer taxes and boost government grants.
When it comes time to retire, it’s important to be prepared so that you can enjoy your time to the fullest! Understanding withdrawal products such as RRIFs and LIFs can give you peace of mind and help you retire with freedom and ease.
Congratulations, you’re going to have a baby! But what should you financially expect when you’re expecting? Read this article to find out.
When interest rates and inflation are high, consider the value of taking risks to increase your purchasing power.
You can benefit from attractive GIC rates without locking in your entire investment for a long duration. Learn how.
A spousal RRSP can not only help you and your spouse set aside funds for retirement, it can also save you tax dollars. Read this article to see if a spousal RRSP is the right next step for you.
The age-old question when planning for retirement is ‘how much do I need to save’. This calculator gives you a simple idea of how much capital you’ll need for retirement.
Robo-advisors give advisors and their clients the tools to manage investment portfolios online.
Intergenerational wealth transfers… if you’re in your retirement years, explore how to invest and transfer your money in the soundest possible way.
Whether your retirement is years away or just around the corner, it’s important to ensure your investments reflect your goals and risk tolerance.
Annuities, what are they and how can they secure guaranteed interest for you? Read this article to learn more.
Sure, fees are a factor in an investment portfolio, but they are not the only one to keep in mind when it comes to reaching your retirement goal.
Looking for an RRSP strategy? Try this calculator to compare and contrast contribution amounts, frequencies, and timing to find the best strategy for meeting your goals
RRSPs and TFSAs, both sound investment options, but how are they different and which one is the right fit for you and your savings goals today? Watch this video to learn more.
Estate planning and distribution of investments. What could go wrong? Bernard’s story might stick with you as you plan for the future.
Keeping tabs on your net worth lets you evaluate your financial health and set goals to thrive and prosper. Do you know your net worth? Try the Net Worth Calculator.
Building a comprehensive household budget and need a little help? Try the Cash Flow Calculator.
Lately, all of us have been seeing a few less dollars in our wallets. They say it’s “inflation” but what exactly is inflation and how does it affect interest rates and your investments? Read this article to find out more.
Do you know the long-term impact of increasing your regular saving by a few extra dollars? Calculate it!
You’ve invested your dollars and have a well diversified portfolio in accordance with your risk tolerance. Well done! But what is the sequence of returns risk and how do you minimize it? Read this article to learn more.
If you have financial goals in mind, try this Savings to Reach a Goal Calculator – it will help you recognize challenges and opportunities in order to reach those financial goals sooner. Try it today!
When it comes to debt reduction, every little bit counts. Use this Loan Calculator to see the impact that loan rates, payment frequencies and extra payments have on your debt reduction strategy.
When making decisions about home ownership, knowledge is power. Use this Mortgage Calculator to estimate mortgage amounts and payments using different rates, amortization periods and payment frequencies.
Investing during a pandemic sounds a little scary, but have you considered segregated funds? Seg funds are worth considering during the current volatility of the investment marketplace. Read this article to find out more about seg funds and how they can help you invest securely.
All of us can agree that putting away a little money for our retirement is good idea. Compounding interest on investments is even better. Money that you put in today can grow, grow, grow. Read this article to find out more about how you can save for a more secure retirement.
Throughout your life, your financial goals will change from accumulation and growth to estate preservation and wealth transition. An estate wedge is a planning strategy that can help you shift from accumulation to estate planning. Read this article to find out more.
As a parent, you only want the best for your child. A Registered Education Savings Plan (or RESP) can help you do just that by laying the groundwork for a lifetime of learning while maximizing your investments. Watch this video, part of our SMART TALK series, to find out more.
Changing gears from savings strategy during working years to post-work spending years can be a formidable task. Read this to find out the who, what, when, where, why of accumulation and decumulation investment stages, and how you can achieve a happy and stress-free retirement.